Payment and 3D secure

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Payment and 3D secure

Our customers are important to us. We want you to feel safe as you submit your payment details when ordering from this site.

The payment system we use is managed by SagePay.

Sagepay uses the highest levels of security to ensure that the payment is secure, Sagepay has numerous years of experience handling secure online transactions.

Credit & debit card payments made through Sagepay are also fully 3D Secure.


What is 3D secure?


Verified by Visa (VbV) and MasterCard®, Secure Code (MSC), often referred to as 3-D Secure or Payment Authentication, is the latest fraud prevention initiative launched by the card schemes as a more secure method for authenticating the cardholder at the time of the transaction.

Both schemes work in the same way by using personal passwords, set by you the cardholder, to add an extra layer of protection when you shop online.


The instructions that you see on the payment pages are coming direct from your card issuing bank (eg, Barclays, Halifax, Sainsbury's) and any information that you submit on these authentication screens are securely passed to your card issuing bank. No information will be captured, stored or viewed on our system.




If you have any questions regarding these details or would rather pay for your item over the telephone, please call us on:

Freephone 0800 9150998 or mobile 07970448818


3D Secure Card Processing Information


Including info about the Verified by Visa (VbV) and Mastercard Securecode (MSC) Schemes

3D Secure (also known as Verified by Visa & Mastercard Securecode) was introduced by Visa in 2001 & is an online security system
for debit & credit card transactions (basically, an online version of the 'Chip & Pin' system used in most high street shops).
Although it was first introduced for payments with Visa cards (under the name 'Verified by Visa' or 'VbV'), this security system was
adopted by Mastercard (under the name 'Mastercard Secure Code' or 'MSC').

Using a 3D Secure enabled card for the 1st time...

When a card that is 3D Secure enabled is first used, a window appears asking the card user to register the card with the 3D Secure
network.

This involves setting up a password to be used for future online payments using the card.


The image below shows the windows that appear on the Sagepay website when a 3D Secure card is first used to register a
password

Example of the 3D secure process - Step 1


Using 3D Secure after registration & for future transactions...

Once a card has been set up with a password, the card owner will be asked for the password in a window before the payment is
processed.

Please Note: The password that is set up on the card will be valid for any future payments using the card on a website that is 3D
enabled (not just the site or payment processor where the card was first registered!).
The 3D Secure system is linked directly to the card issuers &/or banks systems & it is the card issuers/banks that store the information
relating to the card.


The image below shows the window that appears on the Sagepay website when a 3D Secure card is used to pay for further
transactions (after the initial use & registration)

Example of the 3D secure process - Step 1


Sagepay are the payment processors we use for credit/debit card transactions on our website